Facts & Figures
Prices keep increasing, and it’s getting harder for families and small businesses to keep up.
But why is everything so expensive?
Credit Card &
Interchange Fees









Retailers won a key legal battle over debit card swipe fees after a federal judge determined the Federal Reserve went beyond what Congress allowed in setting rules more than a decade ago.

The convenience of accepting and paying with credit and debit cards requires work behind the scenes. For that work, credit card issuers charge a fee for each transaction they authorize and process for your business. This is called an interchange fee.

In 2025, small businesses face a host of new laws and regulations that require careful attention. From new federal reporting requirements to state-specific rules, knowing what’s on the horizon is key for small business owners and decision-makers.

Uncertainty is a top challenge for small business owners—perhaps an even greater challenge than more definitive bad news. That's because when businesses are unsure of what rules or standards apply to them, they can’t make plans for the future or operate normally.

Gov. Phil Murphy signed a bill Friday requiring the state’s Board of Public Utilities to investigate PJM Interconnection, New Jersey’s primary grid operator, amid increasing energy costs.

(The Center Square) – Data center projects across Wisconsin have been moving forward as the state’s energy demands are set to increase significantly in upcoming years and transmission rates in the state have already increased.

The rising number of AI data centers in the US could drive utility costs higher and has put parts of the grid in the hands of tech companies, The New York Times reported on Aug. 14.

The forecast, from the Energy Information Administration (EIA), the nation’s energy statistics agency, attributes the projected increases to power hungry data centers in the latest iteration of its Short Term Energy Outlook.

HARRISBURG, Pa. (AP) — Amid rising electric bills, states are under pressure to insulate regular household and business ratepayers from the costs of feeding Big Tech's energy-hungry data centers.

The American Tort Reform Foundation’s list of “Judicial Hellholes” often are all-too-familiar jurisdictions for product liability defendants. Some states who are home to these infamous venues, often known for producing nuclear verdicts, have recently rallied for successful tort reform.

Governors and state lawmakers spend a lot of time focusing on legislation that will improve tax and regulatory climates, understandably so.

Americans love beef. Reportedly, a typical American eats three hamburgers a week. Yet Americans shopping for ground beef, New York strips, or sirloin in 2025 are paying for that love through extreme sticker shock as prices continue to skyrocket.

FreightWaves’ State of Freight webinar painted a picture of an industry stuck in neutral as summer draws to a close. Founder and CEO Craig Fuller and Head of Freight Market Intelligence Zach Strickland described a market plagued by soft demand, economic uncertainty, and stubborn structural challenges.

ALBANY, N.Y. (WRGB)— New home prices in the Capital Region have surged significantly, reflecting a broader national trend as America's housing deficit approaches 4.7 million homes, according to Zillow. Inflation and rising building costs have contributed to the skyrocketing prices, making it increasingly difficult for builders to turn a profit.